We display the prepaid account agreements in this database as the respective issuers submitted them. The CFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in this database and the agreement as offered to the public, or for any omissions or other errors in the agreement as submitted by the issuer. Use of information downloaded from our website, and any alteration or representation regarding such information by a party, is the responsibility of such party.
The agreements on file will have general terms and conditions, pricing, and fee information. They are not specific to an individual's account information. If you have questions about the agreements themselves, contact the prepaid issuer directly.
FAQs
Ways to dispute: Call Customer Service at our toll-free number 1 (877) 849-3249 or file a dispute online. Log in to your Online Account Center. From the main menu, select "Help" and then "File a Dispute" to start the dispute process.
Is Brinks prepaid Mastercard legit? ›
The Brink's Prepaid is only worth it in very specific situations, like if you can't open a traditional banking account. In those cases, the Brink's Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion.
What bank owns Brinks prepaid Mastercard? ›
The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated.
Is Brinks FDIC insured? ›
Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. 2 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank.
Can you dispute a charge on a prepaid Mastercard? ›
The cardholders must bring disputes to the prepaid card issuer. who has their own forms for handling transaction. The action between a cardholder and a merchant that results in financial activity between the merchant and cardholder's account.... disputes.
Can you get a refund on a prepaid Mastercard? ›
If you use your prepaid Visa or Mastercard to purchase something from a merchant and then need a refund, then the refund will be added back to the card balance. Usually it takes a few days for the balance to become available after the refund is processed.
Are prepaid mastercards safe? ›
Mastercard prepaid cards are widely accepted and safer than cash, allowing you to recover your money in case of loss or theft.
What bank is Brinks all access with? ›
Brink's Money All-Access Account by BofI Federal Bank.
Is Brinks insured? ›
Rest assured, all your shipments handled by Brink's are covered by our comprehensive cargo insurance policies.
Is Brinks prepaid Mastercard a credit card? ›
There is no minimum balance. There's no interest or late fees because it's not a credit card.
Load Money in Advance
Prepaid debit cards are similar to gift cards in that money is loaded in advance. You can set up direct deposit through your bank to reload money, deposit checks at local ATMs or through a mobile app, or load cash at retailers who participate.
Is Brinks money a debit card? ›
The Brink's Armored ™ Account is a deposit account established by Pathward®, National Association, Member FDIC, and the Mastercard Debit Card is issued by Pathward N.A., pursuant to license by Mastercard International Incorporated.
What are 3 things not insured by FDIC? ›
Investment products that are not deposits, such as mutual funds, annuities, life insurance policies and stocks and bonds, are not covered by FDIC deposit insurance. See “Financial Products that Are Not Insured by the FDIC” for more information about uninsured financial products.
How much money is safe under FDIC? ›
FDIC deposit insurance covers $250,000 per depositor, per FDIC-insured bank, for each account ownership category.
Can I overdraft my Brinks prepaid card? ›
If you DO enroll in overdraft protection, you will be charged $25 for any overdraft transaction that Brink's chooses to pay. This fee is per transaction for up to five (5) fees per month, at which point all transactions will be declined. This can be an expensive option if you do not carefully track your card usage.
How do I get my money back from a prepaid card? ›
You can withdraw cash in several ways. A convenient, fee-free way is to request cash back during check out at grocery stores. Most grocery stores provides free cash back when you use a Visa Prepaid card. Ask the store associate beforehand, to make sure.
How do I file a dispute with Mastercard? ›
Fill out and sign the attached Notification of Disputed Transaction – MasterCard form. Each section must be filled out and the form must be signed and dated. Write a dated letter that includes the following information: • The date, dollar amount, and merchant for the transaction in question. problem with the merchant.
What if someone steals my prepaid card? ›
Call your card issuer right away if your card or PIN is lost or stolen or if you see unauthorized charges. If you wait too long to report, you could be responsible for more or all of the unauthorized or incorrect charges.
How do I contact Mastercard disputes? ›
If you need to report a lost or stolen card or have any other questions regarding your Mastercard, please call us on 0800-96-4767.
