Can I use vision insurance at a LensCrafters or similar retailer, like Pearle Vision, Target Optical or Walmart Vision Center? Yes, absolutely!
LensCrafters accepts many insurance plans online as well as in store. However, some plans are only accepted in store. And there are a handful of out-of-network accepted insurance plans, like Vision Service Plan (VSP).
Vision insurance covers most of the costs for eyeglass frames, lenses, special lens coatings, contact lenses and eye exams. While LensCrafters itself doesn’t offer eye exams, “independent doctors of optometry” at or near LensCrafters stores do, and your vision plan should cover at least part of the expense. Since different plans cover different things, be sure to check your plan to find out what it covers and in what amounts.
What vision insurance does LensCrafters accept?
LensCrafters accepts a wide array of vision insurance plans, from large plans like Aetna Vision, Blue View Vision, EyeMed and Humana to local-based or niche plans like Louisiana DBG (Starmount) and Connecticare.
You can see a comprehensive list of the insurance plans LensCrafters works with here. Other eyewear stores have similar lists of accepted plans. Just check with the store to find out if they accept your plan.
Can you use VSP insurance at LensCrafters?
While LensCrafters isn’t affiliated specifically with Vision Service Plan (VSP), LensCrafters simplifies the reimbursem*nt process for people who use VSP.
For VSP, LensCrafters only charges you the amount you’d have to pay out-of-pocket. For other out-of-network plans, you will first have to cover the cost yourself, then submit your receipt to your insurance company to have a portion of the cost reimbursed.
How much is an eye exam at LensCrafters with insurance?
Online sources claim that an eye exam at LensCrafters will cost you $60, plus an additional $35 if you need eye dilation or a retinal exam, making your overall cost about $100 with insurance.
LensCrafters doesn’t offer eye exams as a company service. Instead, they employ independent doctors of optometry, who set their own prices for eye exams. This means you’ll have to call a LensCrafters store near you to get accurate pricing.
That said, your co-pay for your vision plan should still apply toward your eye exam at places like LensCrafters, Pearle Vision and Target Optical. Co-pays for eye exams usually run around $10. Check with your plan for the exact amount and verify with the doctor’s office when you schedule your appointment..
SEE RELATED: How much does an eye exam cost with insurance?
Can I use my vision insurance to buy sunglasses?
If you were hoping to use your vision insurance to purchase prescription sunglasses or photochromic eyeglass lenses, you’re in luck! Eyewear retail stores like LensCrafters accept vision insurance for sunglasses purchases.
Ready to use your benefits?
Now that you know you can use your vision insurance at many eyewear retailers, find one close to you. If you already have a current vision prescription, great! Just take it to the nearest LensCrafters, Pearle Vision, Target Optical, Walmart Vision Center or other eyeglasses store to be fitted for new eyeglasses or contact lenses.
If you haven’t already had an eye exam, make an appointment with an eye doctor and use your vision insurance to help pay for your exam.
READ NEXT: 7 ways to get discount eyeglasses
Page published on Monday, March 29, 2021
FAQs
Yes they can! As long as the sunglasses you plan on getting are made with your current prescription, your vision insurance will let you use your benefits on them*! *As all insurance plans vary, we recommend checking your individual plan with your provider to understand what is and is not covered.
Can you use VSP at LensCrafters? ›
Can you use VSP insurance at LensCrafters? While LensCrafters isn't affiliated specifically with Vision Service Plan (VSP), LensCrafters simplifies the reimbursem*nt process for people who use VSP. For VSP, LensCrafters only charges you the amount you'd have to pay out-of-pocket.
Can you use two different vision insurances at the same time? ›
Multiple plans for dental and vision health coverage
The most common dual-coverage situation is one in which someone is covered by two medical insurance plans. It's also possible to have two dental plans or two vision plans if an employee is covered by their plan and also their spouse's.
Do I have to go to the same LensCrafters? ›
Whenever you need an adjustment or cleaning, stop in at any one of our stores and say hello. It doesn't matter whether you bought your glasses online or at a different LensCrafters location, we're here to help with all of your vision needs.
Can I use VSP and EyeMed at the same time? ›
Many private doctors will take both VSP and EyeMed to offset the cost of services. Certain doctors will cost less through your plan if they are considered in-network. Out-of-network providers are either not covered or will result in more out-of-pocket expenses.
Does LensCrafters still do glasses in one hour? ›
Glasses in an Hour: Revolutionizing Eyewear Delivery
LensCrafters' commitment since 1983 remains unwavering: quality-crafted glasses in about an hour. Nearly 900 stores across the USA, Puerto Rico, and Canada possess in-store laboratories to deliver prompt, exceptional eyewear solutions without compromise.
Can VSP be used at Walmart? ›
You can use the plan at any Vision Service Plan (VSP) network provider nationwide, including most Walmart Vision Centers and Sam's Club Optical. Before you get service, make sure your provider is in the VSP network. Eye exams: $4 copay, once every calendar year.
Can I use my own frames at LensCrafters? ›
While glasses retailers differ on whether or not they allow patrons to use their frames when replacing a scratched or otherwise worn-out set of lenses, LensCrafters does enable customers to bring in their frames with a few caveats. First, they must be in good shape.
How long does it take to get your glasses from LensCrafters? ›
If you order your glasses from an optical store, your typical wait time is around 1 to 2 weeks. Here are some time frames to consider: LensCrafters: 3 to 14 days, depending on the complexity of the order.
What is the 30 day policy for LensCrafters? ›
You can return your eyewear for a full refund or replace them within 30 days of the dispense date, which is the day they arrive at your home or the day you purchase them in store. Please note: Applies to original purchase. Does not cover accidental damage, scratches, breakage or theft.
What is the best vision insurance for seniors?
- Direct Vision Insurance. Direct Vision is a vision insurance company that offers plans with low premiums, so it can be a good place to start. ...
- VSP. VSP is another popular option in the world of vision insurance for retirees and seniors. ...
- Spirit Dental and Vision Insurance.
Get Coverage on Your Own
Plus, there's no waiting period; you can start using your vision benefits the same day you enroll. Benefits you can expect with your VSP individual vision plan include: Low Out-Of-Pocket Costs—Save more than $300* a year on eye exams, glasses, and contacts.
Does VSP cover cataract surgery? ›
Again, VSP does not cover cataract surgery. Your medical insurance would generally be used. If you need help understanding how VSP can help you manage cataracts and cataract surgery, you can contact a VSP representative or ask your optometrist for further details.
Can you use VSP on glasses? ›
VSP members have access to exclusive offers on glasses and sunglasses from brands like bebe, Calvin Klein, Cole Haan, Dragon, Flexon, Longchamp, Nike and more. Save on your favorite eyewear for you and your whole family with these special offers.
How often can I get lenses with VSP? ›
In general, patients with individual or group coverage through VSP can get an eye exam and new eyeglasses once per year. Typically they will give benefits for lenses every 12 months, and frames every 24 months.
Is it better to use VSP on contacts or glasses? ›
If you have vision insurance, you can use the coverage to buy or lower your cost for prescription eyeglasses. Most plans, including VSP insurance, provide a higher benefit for glasses, allowing for the cost of both frames and lenses and usually amounting to almost double to what is given for contact lenses.
Can I use VSP benefits at Costco? ›
Purchase the eyeglasses or contact lenses. Some popular places that accept VSP Insurance are Costco, Walmart, Sam's Club, and Pearle Vision.
